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693 Lake Summerset Road, Lake Summerset, IL 61019.
Enjoy the privacy and comfort of this beautifully maintained SPLIT FLOOR PLAN RANCH home in Lake Summerset! Backing up to Cardinal Park, this inviting home offers a peaceful, park-like setting with the convenience of main-level living. The ADORABLE FRONT PORCH is perfect for seasonal decorating or relaxing outdoors. Inside, VAULTED CEILINGS, skylights, a bay window, and newer LVP flooring create a bright, welcoming atmosphere. The living room features a brick-surround electric fireplace, already set up for gas, and flows into a FOUR SEASON ROOM overlooking the private backyard. The kitchen offers abundant cabinetry, convenient pull-out shelving, newer stainless steel appliances, and a NEW side-by-side refrigerator in 2026, with an open layout connecting the kitchen, dining, and living areas. The spacious primary suite includes a full ensuite bath and large walk-in closet, while two additional bedrooms and a full guest bath complete the main level. A convenient, main floor laundry room with high-end washer and dryer adds to the ease of everyday living. The finished WALK-OUT LOWER LEVEL provides additional family room space plus two bonus rooms, ideal for a home office, hobby room, or extra flex space. Step outside to the brick-paved patio and enjoy the tranquil surroundings. Additional highlights include a deep two-car garage, a HUGE COMMERCIAL GRADE TREX DECK installed in 2024, a NEW ROOF coming soon, new sump pump and lift station in 2026, and an existing radon mitigation system. Move-in ready and thoughtfully designed, this home offers the perfect blend of comfort, functionality, and privacy in the Lake Summerset community!
MLS ID: 202606728
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693 Lake Summerset Road, Lake Summerset, IL 61019.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $314,000 | $314,000 | $314,000 |
| Down Payment | $62,800 | $10,990 | $78,500 |
| Monthly Mortgage Amount | $1,650 | $2,025 | $2,035 |
| Taxes | $437 | $437 | $437 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $138 | $0 |
| Monthly Estimated Total | $2,187 | $2,700 | $2,572 |
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